Renting Your Timeshare 101

Introduction: If you own a timeshare that uses a points system, you might occasionally end up with unused points. Rather than let them expire or go to waste, a smart move is to rent timeshare points out to other vacationers. This way, you can recoup some of your costs (like those pesky maintenance fees which average over $1,000 per year (Timeshare Maintenance Fees Explained - Fidelity Real Estate) and help someone else enjoy a vacation. Some owners even consider whether they should sell timeshare points they can’t use, but selling is a more permanent (and often less rewarding) step. In this blog, we’ll explain what timeshare points are, how you can rent them out for cash, and when selling your points might make sense. The goal is to help you make the most of your timeshare in a casual, easy-to-follow way.

What Are Timeshare Points?

Timeshare points are basically a form of vacation currency that you purchase as part of a timeshare ownership. Instead of owning a specific week at one resort every year, points-based timeshare owners have a bucket of points they can use to book different resorts, dates, unit sizes, or even multiple shorter stays. In other words, points give you flexibility. Each resort in the timeshare network is assigned a point value for each night or week, often based on factors like unit size, season, location, and demand. For example, a beachfront resort in peak summer might “cost” more points than an inland resort in off-season. You can spend your points however you like within your club’s rules – splurge on one big vacation or split them into several getaways.

Points are allocated annually (or every use-year). If you don’t use them, many programs allow banking or carrying them over to the next year, or borrowing from next year if you need more for a big trip. However, there’s usually a limit; unused points can eventually expire. And importantly, whether you use the timeshare or not, you’re still on the hook for annual maintenance fees to the resort. This is why many owners look for ways to get value from unused points, which brings us to renting them out.

Why Rent Out Timeshare Points Instead of Selling?

If you have points you can’t use this year, you have a few options: bank them (if your program allows), rent them out, or sell your timeshare. Banking only helps if you’ll use the points later; selling your timeshare points means giving up ownership entirely. For many owners who still enjoy their timeshare overall, renting is the best solution for unused points. Here’s why:

• Keep Your Ownership Benefits: Renting timeshare points is like a temporary solution – you earn some cash for the year but retain your timeshare for future vacations. If you sell timeshare points outright (which usually means selling your timeshare contract on the resale market), you lose all future vacation privileges. You’re essentially exiting the timeshare. Only choose selling if you’re sure you no longer want the timeshare at all.
• Financial Considerations: The resale market for timeshares is notoriously weak. Many timeshares (especially those with high fees or older resorts) have little to no resale value – some owners struggle to even give them away for $1 (Got a penny? Buy a timeshare | Reuters). In contrast, renting your timeshare points can cover your maintenance fees or even turn a small profit in good years. In fact, one common strategy is to rent for at least enough to cover the annual fees. This way you break even on ownership costs for the year. Selling would relieve you of future fees, but you likely won’t get much money from the sale itself in most cases.
• Quick Cash vs. Long-Term Decision: If you just need a bit of extra cash now or can’t travel this year, renting is a quicker, simpler fix. You’ll get money from a renter to offset your costs. Selling a timeshare (even points-based) can take longer and often requires working with a broker or resale company, paperwork, and possibly closing costs. Renting lets you monetize your points within weeks or even days, without permanently giving up your investment.
• Try Before You Decide to Sell: Some owners aren’t sure if they want to hold onto their timeshare long-term. Renting out the points for a year or two can help you gauge things. If you find managing rentals too troublesome or you truly never use the timeshare, you can still pursue selling later. But don’t rush to sell timeshare points just because you have one off-year – you might regret dumping your ownership for pennies on the dollar (Rent vs. Resale - Buying, Renting, and Selling Timeshares Discussion Forum | RedWeek) if you realize later you could have used it.

In short: Renting out points is usually the first choice if you want to make the most of unused timeshare points without losing your ownership. Selling is a last resort when you’ve decided to part with the timeshare for good. Next, let’s look at how to actually rent those points out.

How to Rent Your Timeshare Points (Step-by-Step)

Renting out your timeshare points may sound daunting, but it’s very doable. Essentially, you will be finding someone who wants to use your points for their vacation, and arranging to let them use a booking made with your points, in exchange for payment. Here’s a simple step-by-step guide to renting timeshare points safely and successfully:

1. Check Your Timeshare’s Policies: First, review your ownership documents or contact your resort club to understand any rules about rentals. Some timeshare programs have explicit policies on renting or transferring points. In many cases, you might not be able to literally transfer points to someone else’s account, but you can make a reservation using your points in a guest’s name. (For example, Disney Vacation Club owners often rent points by booking a reservation for the renter, since DVC points themselves can’t be transferred to a non-member.) Make sure there are no restrictions or required forms from your timeshare company. Knowing the rules will keep you out of trouble and help you structure the rental correctly.
2. Decide on Your Rental Approach: There are two main ways to rent out points:
   
   • Rent the Points Directly: You offer a certain number of points for rent, and the renter can ask you to book whatever they want using that many points. This is straightforward (especially if your system allows point transfers or guest usage). However, keep in mind it might be harder to find takers this way because most vacationers search for a specific resort or week, not raw points (An Expert Guide to Rent Your Timeshare Points).
   • Rent a Booked Reservation: A more effective method is to use your points to book a high-demand week at a popular resort, then offer that reservation for rent. For instance, if your points can reserve a week in Hawaii during peak season, that’s very attractive to renters. Many owners go this route because it’s easier to market (“7 nights at X Resort, dates Y to Z”) and often you can charge enough to cover your fees or more. The downside is if you can’t find a renter, you might be stuck with that reservation or have to cancel it. Some owners even split their points into two or more shorter reservations to appeal to more renters or to ensure at least partial rent success. Choose the approach that fits your timeframe and risk tolerance. If you have plenty of time and a desirable location, booking a specific vacation to rent out is usually best.
3. Research a Fair Price (Cover Those Fees): Pricing is key. A good starting point is to calculate your maintenance fees per point (or per week) to ensure you at least break even. One of the top reasons to rent out points is to recoup annual dues, so aim for that as a baseline. Next, see what similar rentals are going for:
   
   • Browse timeshare rental marketplaces for listings at the same resort or similar dates. If you see owners renting a week at your resort for, say, $1,500, use that as a reference.
   • If you’re renting points without a set reservation, find out the typical per-point rental rate for your program. (For example, DVC points might rent around $15–$18 per point as of recent years, depending on the resort and broker). Your price should be competitive enough to attract renters, but still worthwhile for you.
   • Remember that if you offer a prime holiday week or a larger unit, you might charge a premium; if it’s off-season or a studio unit, price accordingly. It might take a bit of browsing and perhaps asking other owners (on forums or Facebook groups) to nail down a good price. The goal is fair and realistic – too high and you’ll get no takers, too low and you’re leaving money on the table.
4. Advertise Your Timeshare Points Rental: Once you have a plan and price, it’s time to find renters. List or advertise your offering on reputable platforms. Some popular options include:
   
   • Dedicated Timeshare Rental Websites: Sites like RedWeek, Timeshare Users Group (TUG), and Timeshares Only have marketplaces where owners can post rentals. These platforms cater specifically to timeshare renters and buyers, so you’re hitting your target audience. (TUG, for example, even has a section for “Points for Rent” ads.)
   • Timeshare Owner Forums and Groups: Owner communities (TUG forums, Facebook groups for timeshare owners) sometimes have areas to post if you have points or a reservation to rent out. Just be sure to follow group rules.
   • General Vacation Rental Sites: In some cases, owners also use Airbnb, Vrbo, or Craigslist to advertise a timeshare week. This can work if you’ve booked a specific condo/week with your points. However, be cautious: some resort companies don’t allow public advertising on Airbnb, etc., and you need to ensure any renter knows it’s a timeshare check-in process. When in doubt, the specialized timeshare sites are safer and more straightforward.
   • Word of Mouth: Don’t overlook simply asking around – maybe friends or family (or co-workers) would like a discounted vacation rental. If you trust them, it can be a win-win and easier than dealing with strangers.

5. In your listing or post, include all important details: the resort name, location, dates if a reservation is made, unit size, any amenities or perks, and the price. If it’s points with flexible booking, explain how many points and which club (e.g. “100,000 Wyndham points – can book any Wyndham resort”). Be clear on how interested parties should contact you.
6. Screen and Communicate with Interested Renters: When someone reaches out to rent your timeshare points, treat it professionally but in a friendly manner. Answer their questions about the resort or booking. It’s okay to vet the person a bit too – after all, you will be putting the reservation in their name. Common practice is to use a written rental agreement once you find a serious renter (more on that in the next step). Before committing, ensure the renter understands any resort rules (e.g. minimum age for check-in, no-pets policy, etc.) and the payment terms. As the owner, you’ll typically require some payment up front (often 50%) and the rest by a certain date before check-in.
7. Use a Rental Agreement and Secure Payment: Protect yourself and your renter by using a simple rental contract. This document should include the names of both parties, the details of what’s being rented (for example, “Reservation at XYZ Resort using Owner’s timeshare points for check-in date to , Unit type ___”), the total price and payment schedule, and any other terms (cancellation policy, who’s responsible for damages or incidentals, etc.). Having everything in writing helps prevent misunderstandings. You can find sample timeshare rental contracts online, or use templates from owner groups. In addition, ask for a copy of the renter’s ID (for your safety and because you may need their legal name exactly as on ID for the guest certificate). When it comes to money, avoid risky payment methods. Many owners use PayPal, Venmo, or bank transfer for the initial deposit and final payment. Some use escrow services for large rentals, or at least insist on a method that offers some protection. Never send your money to a third-party claiming they’ll handle the rental – that’s a red flag for scams. Tip: It’s wise to only transfer the reservation into the renter’s name after you’ve received full payment as agreed.
8. Confirm the Reservation Transfer: Once paid, work with your timeshare company to add the renter as the guest on the reservation. Typically this involves contacting the resort or using the online owner portal to add a guest name for check-in. There might be a nominal guest certificate fee in some programs. After you’ve added the renter, inform them and provide confirmation details – usually the reservation number or a copy of the confirmation email with their name on it. Encourage the renter to call the resort to double-check the reservation is in their name, which will give them peace of mind (and show you fulfilled your end). This step also finalizes that the renter can actually use the booking.

By following these steps, you’ll likely have a smooth experience renting out your points. Many timeshare owners successfully rent points every year to offset costs. It may take a little effort the first time, but you’ll get the hang of it quickly. Now, let’s address some common questions owners have on this topic.

FAQ: Timeshare Points, Renting, and Selling

Q: Is it legal/allowed to rent out my timeshare points?
A: In general, yes, most timeshare companies allow the owner’s points to be used by others, but the exact method can vary. You might not find a clause that says “you can rent your points,” because it’s more of an owner-to-owner arrangement. However, virtually all clubs let you add a guest to a reservation, which is how renting is accomplished. As long as you remain the owner making the booking, you’re typically not violating any rules by having someone else reimburse you for it. That said, check your contract or owner guide for any specific restrictions. A few programs may require you to notify them of guest rentals or prohibit outright commercial renting. In practice, thousands of owners rent out points (or the stays booked with points) every year. Just be sure to adhere to your resort’s procedures (for example, some have a limit on how many times you can change guest names, or a fee for guest certificates). If in doubt, ask your timeshare owner services what’s allowed. Keeping everything transparent helps avoid any issues at check-in.

Q: How much money can I get by renting my timeshare points?
A: The amount you can make by renting points depends on your specific timeshare brand, resort, and the demand for what you’re offering. A common goal is to cover your maintenance fees for the year – so if your annual fees are $1,200, you’d try to rent your points for at least $1,200. In a strong rental scenario (high-demand week, great resort), you might get even more than your fees, earning a profit. If you’re simply renting points without a reservation, the market will dictate the rate. For example, an owner of Disney Vacation Club points might rent them at around $16 per point. If they have 100 points, that’s $1,600. Owners of other clubs (Wyndham, Hilton, Marriott, etc.) will have different valuations, and those can fluctuate with the market and season. Pro tip: do some research on what similar points or weeks are renting for. Look at listings on RedWeek or owner forums for your resort. This will give you a ballpark figure. Just remember, renting timeshare points is not typically a huge money-maker – it’s mostly about recouping costs and maybe a little extra. Price fairly, and you’ll have a better chance of finding a renter quickly.

Q: Where can I find people to rent my timeshare points?
A: The best way is to use established timeshare rental marketplaces and communities. Websites like RedWeek.com, Timeshare Users Group (TUG), Timeshares Only, and SMTN all have platforms for owners to list rentals. These sites attract travelers specifically looking for timeshare rentals, so your audience is targeted. Many of them charge a nominal fee or commission for listing, but it’s usually worth it for the exposure. Additionally, you can use forums (TUG’s discussion boards, Reddit’s r/TimeshareUsers, etc.) or Facebook groups where timeshare owners and would-be renters interact. If you have a reservation at a Disney, Marriott, Hilton, etc., there are often dedicated groups or brokers that specialize in renting out those points (for instance, there are well-known brokers for DVC points who will basically handle finding you a renter, for a cut of the proceeds). Lastly, general vacation rental sites like Airbnb or Vrbo can work if you’re offering a specific week in a condo, but be prepared to educate renters that it’s a timeshare (some people get confused by the concept of check-in rules, etc.). Overall, the specialized timeshare sites are a great starting point to find renters safely.

Q: What’s the process once someone agrees to rent my points?
A: It boils down to: get payment, then provide the reservation. As mentioned in the step-by-step guide, you’ll want to use a written rental agreement to formalize the deal. Typically, you’d collect a deposit (often 50%) to secure the reservation for the renter, and then collect the remainder closer to the check-in date (for example, 60 or 90 days before the trip). Once you have full payment, you transfer the reservation into the renter’s name with your timeshare company. Always confirm the guest addition was successful and let the renter know they’re all set to check in. It’s also courteous to provide them with any check-in instructions or the resort’s confirmation documents. Good communication is key – keep the renter updated at each step (for instance, “I’ve received your signed contract and deposit, thank you. I will now contact the resort to add your name to the reservation. … Great news, the resort has added you as the guest. Attached is a copy of the updated confirmation. Your remaining balance is due by X date.”). After that, the renter enjoys the vacation, and you’ve successfully rented out your points!

Q: Can I sell my timeshare points instead of renting them?
A: You can, but this needs clarification. You don’t “sell points” in the sense of just one year’s points (unless your timeshare company has a program to do so). What people mean by selling timeshare points is usually selling your entire timeshare ownership on the resale market. This is a permanent exit – you’d no longer own the timeshare or get points each year. If that’s what you want, it’s certainly an option. To sell, you typically work with a licensed timeshare resale broker or list your points-based timeshare for sale on a resale website. The broker will find buyers and handle the transfer (for a commission paid at sale closing). The upside of selling is that you’re free of all future fees and commitments. The downside is, as mentioned, you might not make much money from the sale. Many timeshare points packages sell for a small fraction of the original purchase price (sometimes literally pennies on the dollar in resale value). So, if your goal is just to not pay anymore and you don’t care about recouping your investment, selling does the job. But if you still want to use the timeshare on and off, or hope to regain more value, renting out points is the more flexible and often more financially sensible approach. Some owners rent for a few years to cover costs while attempting to sell – that’s also a viable strategy if you’re transitioning out of ownership.

Q: What are some tips to avoid problems or scams when renting out my points?
A: While most point rentals go smoothly, it’s wise to be cautious. Here are a few safety tips:

• Don’t Pay Upfront Fees to “Rent Your Timeshare” Companies: Unfortunately, there are scammers out there who target timeshare owners. Beware of any caller or company that promises they have a renter waiting and just need you to pay a hefty upfront fee or “marketing fee.” Legitimate rental platforms might charge a small listing fee, but they do not ask for hundreds of dollars with a guarantee to rent. If you use a broker or company service, choose one with a good reputation and preferably only pay commission after a successful rental.
• Use Written Agreements: As we discussed, always use a contract and keep documentation of communications. Email is a good way to have a record of what was agreed. Avoid solely phone agreements.
• Verify Identities: Know who you’re dealing with. Getting a copy of the renter’s ID and having their contact info is important. Likewise, the renter might want proof that you actually have a legitimate reservation. Be prepared to show them a confirmation (with sensitive info like reservation number possibly obscured until payment – or use an escrow to trade proof for payment simultaneously).
• Secure Payment Methods: It’s best to use methods that are traceable. Many owners like PayPal invoicing (where you send a PayPal invoice for “timeshare rental” – fees are small and it’s documented). Some use escrow services for added security, where a third party holds the funds until the reservation is confirmed. Never agree to odd payment schemes (like wiring money to a foreign account, etc.).
• Follow Resort Rules: When your renter checks in, the resort will usually require a credit card from them for incidentals. Make sure the renter knows they’re responsible for any damage or charges during their stay. Include that in your agreement to protect yourself. Also, ensure you don’t violate any maximum guest policies of your membership (for example, a few clubs might flag if an owner rents out more weeks than they personally use – not common with points systems, but just keep your usage balanced to avoid drawing scrutiny).
• Trust Your Instincts: If something feels off about a prospective renter (or a “too good to be true” offer), you’re not obliged to go through with it. You can always decline and look for another renter. It’s better to be safe, even if it takes a bit longer to find a new renter.

Most owners have perfectly fine experiences renting out points, especially when dealing with fellow travelers who are excited about getting a vacation. By taking the precautions above, you significantly reduce any risk and can enjoy the benefits (money in your pocket, points well-used, happy renter).

Q: Do I need to pay taxes on the money I get from renting my timeshare points?
A: The income you receive from renting out your timeshare points is generally considered taxable income in most jurisdictions. Essentially, it’s like rental income from any property. However, you may also be able to deduct proportional expenses (like the maintenance fees for that year, advertising costs, etc.) against that income – this is something to consult a tax professional about, as tax laws vary by country/state. If the amount is modest, some people overlook it, but legally it is income. For example, in the U.S., if you rent your timeshare, you should report that income on your taxes. The good news is that because you’re likely not making a huge profit (often you’re just offsetting fees), the tax impact might be small, especially after any allowable expense deductions. When in doubt, talk to an accountant. And definitely keep records of your rental income and related fees you paid, just in case.

Conclusion

Renting out your unused timeshare points can be a win-win situation. You get to offset your ownership costs and ensure your points are put to good use, while a renter gets a great vacation they otherwise might not afford through retail pricing. We’ve covered the essentials of what timeshare points are, why renting can be more advantageous than selling in many cases, and how to go about the rental process safely. The tone of this guide was casual, but the advice is meant to be solid – after all, timeshare ownership should be enjoyable, not a source of stress over unused points. By staying informed and proactive, you can make your timeshare work for you every year, even those years you can’t travel yourself.

And if you ultimately decide to “sell timeshare points” by selling your ownership, make that choice with full knowledge of the pros and cons. We hope this guide has been helpful. Now go forth and make the most of those points – whether that means a great trip for you or some extra cash in your pocket!

‍